Investment-Linked Insurance Plans (ILP)

ILPs combine insurance coverage with investment funds. Suitable for those who want flexible premiums and potential long-term growth.

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ILP Overview

Investment-Linked Policies combine insurance coverage with investment funds. They are suitable for those who want flexible premiums and potential long-term growth.

Key Considerations

  • Risk Tolerance & Market Exposure
  • Fund Performance & Management Fees
  • Level of Insurance Coverage Desired
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ILP

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ILP Worth Considering

Singlife

Singlife

Singlife Invest Flex

Highest Bonus: 60%
Minimum Investment: $500/mo
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AI

AIA

AIA Pro Achiever 2.0

Highest Bonus: 70%
Minimum Investment: $300/mo
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Manulife

Manulife

Manulife InvestReady Wealth

Highest Bonus: 65%
Minimum Investment: $500/mo
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Tokio Marine

Tokio Marine

Tokio Marine TM GoClassic

Highest Bonus: 55%
Minimum Investment: $300/mo
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Great Eastern

Great Eastern

Great Eastern SmartInvest

Highest Bonus: 50%
Minimum Investment: $200/mo
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HSBC

HSBC

HSBC Life Goal

Highest Bonus: 45%
Minimum Investment: $400/mo
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Singlife

Singlife

Singlife Invest Flex

Highest Bonus: 60%
Minimum Investment: $500/mo
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AI

AIA

AIA Pro Achiever 2.0

Highest Bonus: 70%
Minimum Investment: $300/mo
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Manulife

Manulife

Manulife InvestReady Wealth

Highest Bonus: 65%
Minimum Investment: $500/mo
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Tokio Marine

Tokio Marine

Tokio Marine TM GoClassic

Highest Bonus: 55%
Minimum Investment: $300/mo
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Great Eastern

Great Eastern

Great Eastern SmartInvest

Highest Bonus: 50%
Minimum Investment: $200/mo
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HSBC

HSBC

HSBC Life Goal

Highest Bonus: 45%
Minimum Investment: $400/mo
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Sample Quotes — Investment-Linked Policies

Estimated monthly premiums for regular investment (non-smoker, male)

PlanMin InvestmentHighest BonusMin for Highest Bonus
Singlife Invest Flex$500/mo60%$800/mo
AIA Pro Achiever 2.0$300/mo70%$1,000/mo
Manulife InvestReady Wealth$500/mo65%$1,200/mo
Tokio Marine TM GoClassic$300/mo55%$600/mo
Great Eastern SmartInvest$200/mo50%$500/mo
HSBC Life Goal$400/mo45%$700/mo

* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.

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Synergy Financial Advisers Ltd · 51 Bras Basah Rd, #07-03, Lazada One, Singapore 189554 · Company Registered Number: 201217738K · FA Licence Number: FA100050 · https://synergy.com.sg

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Eric Chan Wei Zhang, RNF ECW300509364, Representing Synergy Financial Advisers Ltd.

Synergy Financial Advisers Ltd · 51 Bras Basah Rd, #07-03, Lazada One, Singapore 189554 · Company Registered Number: 201217738K · FA Licence Number: FA100050

https://synergy.com.sg

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